Insights
Understand your spending patterns and financial trends
Spending Patterns by Category
Monthly expense trends for your top 5 categories
Top Spending Categories
By total amount spent — all time
Housing6 txns
₹5,100.0042.4%
Shopping8 txns
79%
₹2,850.0023.7%
Food & Dining18 txns
31%
₹2,030.0016.9%
Utilities6 txns
6%
₹523.004.3%
Education3 txns
₹470.003.9%
Health5 txns
39%
₹435.003.6%
Monthly Comparison
Income vs expenses — last 6 months
Month-by-Month Breakdown
All recorded months with savings rate and expense trend
| Month | Income | Expenses | vs Prior | Net | Savings % |
|---|---|---|---|---|---|
| Mar 2025 | ₹6,600.00 | ₹1,740.00 | 34% | +₹4,860.00 | 74% |
| Feb 2025 | ₹5,650.00 | ₹2,620.00 | 63% | +₹3,030.00 | 54% |
| Jan 2025 | ₹5,100.00 | ₹1,608.00 | 39% | +₹3,492.00 | 68% |
| Dec 2024 | ₹6,700.00 | ₹2,615.00 | 41% | +₹4,085.00 | 61% |
| Nov 2024 | ₹5,700.00 | ₹1,860.00 | 18% | +₹3,840.00 | 67% |
| Oct 2024 | ₹5,450.00 | ₹1,580.00 | — | +₹3,870.00 | 71% |
Key Observations
Top Spending Category
Housing
₹5,100.00 total — 42.4% of all expenses
Month-over-Month Expenses
-33.6%
Expenses decreased from ₹2,620.00 to ₹1,740.00
Current Month Savings Rate
73.6%
Great job! You're saving well above the 20% benchmark.
Largest Transaction
₹4,800.00
Monthly salary (raise) on Mar 1, 2025
Most Frequent Category
Food & Dining
18 transactions — small amounts add up quickly
Overall Net Balance
₹23,177.00
You've saved ₹23,177.00 across all recorded transactions.